The required documents during a mortgage

Division: Mortgage loans (standard)

• Copy of credit bureaus (Equifax Canada)

• Leases (if applicable)

• Municipal and School Tax Accounts

• Description sheet of the building to be mortgaged

• Promise to purchase accepted

• Recent mortgage statement

• Proof of cash

Proof of cash

• Investment Statement / RRSP

• Statement of bank accounts

Employment - Revenues

• Recent pay stub (with cumulative)

• Federal and provincial family allowances

• Certficate of Employment (indicating date of employment, gross salary, position)

Self-employed - Part-time status or temporary status

• Federal & Provincial Notice of Assessment for the last 2 years

• Tax report for the last 2 years

• Balance sheet of the company if owner or T1 General

Self-build

• Plan and estimate

• Preliminary contract

Division: Private Mortgage Loans - Alternative Lenders (Non-Standard Loans)

• Bill of sale

• Loan deed

• Certificate of location

• Municipal and school tax accounts

• Mortgage statement to date

• Leases (if applicable)

• List of work to be done (if applicable)

• Evaluation report (if available)